USDT0, the infrastructure that brings Tether's USDT to every network, is now live on Stellar using the LayerZero OFT standard. The Stellar ecosystem can now tap into the same deep, global liquidity pool shared across LayerZero-connected blockchain ecosystems. To build on Stellar with LayerZero, visit Developers or reach out to the team.
Stellar moves money in seconds, charges less than a tenth of a cent per transaction, and reaches cash-to-crypto ramps across over 180 countries. For more than a decade, the network has powered cross-border payments, aid distribution, and consumer financial services where reliability and cost control matter as much as throughput.
What Stellar hasn't had until now is dollar liquidity that behaves the same way across every network it touches. Moving USDT cross-chain meant custodial bridges, wrapped representations, and fragmented supply.
Now, the LayerZero endpoint is live on Stellar, and USDT0 is the first asset to deploy on it.
USDT0 is Now Live on Stellar
Built on the OFT Standard, USDT0 maintains a single unified supply backed 1:1 by USDT. From day one, Stellar participants can now tap into the same deep, global liquidity pool shared across LayerZero-connected blockchain ecosystems. USDT0 has transferred over $100B of value lifetime across LayerZero rails.
Rather than introducing another bridged or wrapped representation, the deployment anchors USDT0 directly within Stellar's asset model while connecting it to the same unified liquidity framework used across other major ecosystems. For Stellar, this is less about adding a new stablecoin and more about upgrading how liquidity behaves.
"Stellar has spent years proving that payments infrastructure can be fast, cheap, and global without sacrificing reliability," said Lorenzo R., Co-Founder of USDT0. "What it hasn't had until now is dollar liquidity that behaves the same way across every network it touches. That's the problem USDT0 solves. Every payment firm, fintech, and treasury operation on Stellar can now draw from the same $190+ billion in USDT liquidity that the rest of the world is already building on, without friction or fragmentation."
"Stellar has been trusted to power cross-border payments for more than a decade," said Denelle Dixon, CEO and Executive Director of the Stellar Development Foundation. "The addition of USDT0 to the Stellar ecosystem strengthens the network's industry-leading payments stack."
Stellar is Built for Where USDT is Already Used
USDT has a deep global footprint, used widely in fast-growing markets across Latin America, Africa, and Asia-Pacific, the very regions where Stellar has spent years building payments infrastructure. With USDT0 now on Stellar, users in these regions can move the stablecoin they already trust on infrastructure purpose-built for it: sub-cent fees, five-second transaction finality, and on/off-ramp coverage across 180+ countries.
The LayerZero OFT standard streamlines onchain experiences for asset issuer developers by eliminating the need for intermediary bridges or wrapped assets, so builders benefit from reduced complexity and operational overhead. Critically, asset issuers using the OFT standard get this benefit while simultaneously maintaining the customization and control they need for robust ongoing operations. The result is simpler treasury management, cleaner payment flows, and one less conversion standing between you and your end users.
For exchanges, that means offering USDT0 deposits, transfers and withdrawals on rails that settle in seconds for fractions of a cent, with no destination-chain liquidity to bootstrap. For wallets and fintechs, it means giving users in USDT-dominant markets across Latin America, Africa, and Asia a way to send, receive, and hold the asset they already prefer, while enterprises and PSPs can settle with counterparties in USDT0 and manage USDC, EURC, and USDT0 in a single treasury integration on one network.
Dollar value can now flow across chains while settling on an execution layer that has been battle-tested in production. Start at Developers or reach out to the team.
About LayerZero
LayerZero is where finance and the internet converge. It makes any token or application compatible with every type of blockchain. From protocols to institutional asset issuers, organizations use LayerZero to build, issue, and scale digital assets and products. It connects 170+ blockchains, processes millions of messages per year, and powers billions in value transfer. Trusted by Tether, PayPal USD, Ethena, Ondo, and more, LayerZero is the standard for building on blockchains.